• $100 deposit required to open account
  
• $1,000 minimum balance or $8 monthly base fee
  
• Free unlimited Douglas County Bank ATM access
  
• 30 free withdrawals each month
  
• 15¢ per withdrawal over 30 (not including ATM)
  
• Free safekeeping of canceled checks
  
• Overdraft privilege available to those who qualify
  
• Free ATM card or Visa Check Card
  
• Monthly descriptive statement
  
• Interest paid on the entire balance and credited monthly
  
• Free online account access for personal accounts, including check images online
  
• Bill pay feature available for $2.95 per month for up to six bill payments. 50¢ per additional bill payment.
  

Transaction Account Guarantee Program: Douglas County Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2009, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.